payment and fees

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Payment and Fees: Payment is expected at the time services are rendered.  SPC accepts cash, checks and most credit cards.  If payment is not made at the time of service, it is expected that you will settle the bill prior to the next session.  Appointments are 45 minutes or 60 minutes in duration.  You are responsible for the fees charged.  Any change in fees will be discussed with you beforehand.  When the client is a minor, the parent/guardian is responsible for the bill.  If you need to cancel or change an appointment, you must notify your therapist at least 24 hours prior to the therapy appointment in order to avoid a late cancellation or missed appointment charge.  Please be aware that insurance companies do not cover missed appointments.  You will be fully responsible for the full-fee amount of your session if you do not give the proper 24-hour notification. 

Intake session: $200               60-minute session: $175                   

45-minute session: $125       

Insurance & Billing: You should be aware that most insurance companies require you to authorize your therapist to provide a clinical diagnosis.  This information will become part of the insurance company files.  All insurance companies claim to keep such information confidential, but once they have it, SPC has no control over it’s use.  You always have the right to pay for services directly and avoid the aforementioned complexities associated with utilizing insurance coverage. It is in your best interests to share health insurance policy details with SPC so that your coverage can be verified and an accurate insurance claim can be generated.  SPC utilizes HIPAA compliant third party benefit coordination services to ensure timely billing.  You remain responsible for all charges not paid by insurance.  These include deductibles, co-payments, coinsurances, and non-covered, ineligible, and/or unauthorized services.   SPC recommends that you verify your coverage prior to or within 24 hours of the first appointment to ensure that counseling services will be covered by insurance. 

Other Fees: Insurance companies cover the cost of psychological testing inconsistently.  SPC will attempt to clarify coverage for psychological testing in advance, but in general, you should expect to pay out-of-pocket for these services.  There is a $20 charge for all returned checks.  Delinquent accounts will require cash, certified check or money order and may be referred for collection and credit reporting as well as interest added to balances over 60 days.  You are responsible for all attorneys‘ fees and court costs incurred by Stellar Pointe Counseling regarding the recovery of unpaid counseling fees.